We use the whole of market locally for Isle of Man residential mortgages as well as UK buy-to-lets.

We offer 2 types of service depending on the complexity of your situation and how involved you wish to be in the process.

Our Fee Free service will tell you how much you can borrow and the cheapest deal available. This may be of use if you’re confident dealing with the process.

Our Full Broking service will provide you with the full experience of our team throughout the process including any challenges with the application, valuations and conveyance process.

First time Buyers: £250 | All other clients: £500

Blue Square offer whole of market, independent advice for protection.

We are paid commission from the provider of life assurance and other regular premium insurance contracts.

Full details of any commission paid will be fully disclosed in writing to you as part of the illustration and protection report, prior to any policy proceeding.

We provide personal pension advice for Isle of Man registered schemes including Personal Pensions, QROPS, and QNUPS.

For the establishment of a pension scheme we charge £500.

For pension transfers we charge £500, per scheme transferred.

We do not provide defined benefit scheme advice.

Blue Square Wealth Management are fully independent financial advisers.

We do not charge for introductory or an initial discovery meeting. This meeting is FREE for you to understand our services.

Implementation Fee

When we set up new investments for our clients we charge a fee calculated as a percentage of the amount invested depending on the total amount we manage for you as follows:

1.00% of the invested value subject to a ‘minimum fee’ of £1,000.

Ongoing Advice Charges

Creating a financial plan is just the first step and, as with all plans, it will need regular monitoring for you to be sure of success. The fees for ongoing planning, investment management and administration are as follows:

0.60% of the investment value per annum.

Alternative Fees

The above fees represent our standard terms. We also offer an alternative fixed fee pricing for any advice provided including our trustee investment review service.

For a typical lump sum investment:

Market minimum adviser cost: Initial charge: 0.5%. Ongoing charge: 0.5% p.a.

-> Our cost: Initial charge: 1.00%. Ongoing charge: 0.6% p.a.

Market average adviser cost: Initial charge: 2%. Ongoing charge: 0.75% p.a.

Market maximum adviser cost: Initial charge: 3%. Ongoing charge: 1.1% p.a.

Source: Research by VouchedFor, calculated in March 2021 based on analysis of 1,020 advisers’ fee structures. Published in which.co.uk .

Money Helper

Money and pensions guidance over the phone or online

https://www.moneyhelper.org.uk/en

Citizens Advice - guidance on a variety of issues from money to consumer rights, benefits and legal issues

https://www.citizensadvice.org.uk/