Personal advice for individual situations
Our clients are individuals, families, busy professionals and entrepreneurs. Some clients are in retirement and some are starting out. Our clients are also businesses, charities and trustees. Whilst our clients are varied and no priorities the same, one thing is consistent, they want to take care of the now and the future.
Our wealth management and financial planning service is delivered by experienced professionals, so you know you’re in safe hands. Whether you need help with investing or have complex finances to juggle, we'll help you make better sense of it all - freeing you up to enjoy the more important moments in life.
Life isn’t a straight road and we don’t know what’s around the corner. A financial plan will give you the confidence to prepare for the future and for life’s uncertainties
What we do.
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Investments
Your investments are what fuel your financial plan.
At Blue Square, we believe in straight forward, low cost investments that are managed by large well known companies. You won’t find any latest crazes or complicated solutions here.
We use 2 main strategies:
A Managed Portfolio Service for investments from £50,000 - £500,000.
A Private Client discretionary managed service for investments above £500,000.
To find our about each service offering click below.
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Protection
Protecting yourself and your loved ones.
A fundamental part of financial planning is protection. If you rely on income or are dependent on someone else’s income, protection cover is essential so at least financially, current and future plans stay on track.
Financial protection doesn’t heal people but it does provide choices and flexibility of what you do next.
Find out more about the types of protection we provide and examples of cover.
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Retirement & Pensions
Whether you dream of retirement or becoming financially free…
Evermore, people want flexibility and choice of how and where they live their lives. Pensions still play a vital role in providing both a tax efficient strategy for growth as well as income in the future.
Do you want to stop working at 65, or would you like to do this earlier? Is taking some time out in your 50’s a good idea and doing something different or part-time an option?
Find out about the different pensions you can have on the Isle of Man.
What to expect.
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1. Financial Review
We will have a free initial conversation for you to find out more about Blue Square and if that is the right fit for you.
If that works, we will have a more in depth discussion about your goals, aspirations and what plans are already in place to achieve them.
We don’t need to know your shoe size but the more we do know, the more we can help you.
This is all free - there’s no rush. We want trusted client relationships for life.
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2. Analysis & Collaboration
Here we will review your situation to understand how your progressing against your goals. We will also compare your current position with alternatives so you're placed for success.
Depending on how complex your situation is, we will spend time working with other professionals such as tax consultants, lawyers, and trustees.
We may also look at personal cashflow plans. This is to ensure you have a ‘financial plan’ not a product, that works for you.
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3. Recommend & Implement
We will make a clear recommendation of what you need to do to achieve your goals. If you’re already on your way - great, no need to change and it’s a case of reviewing and monitoring.
Once you’ve had time to consider our recommendation, we can implement any plans accordingly and set you on your path.
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4. Review & Monitor
Personal circumstance, economies and markets change which is why we always need to review how our plan is doing and if it’s still working to achieve your goals.
We will do this on a regular basis, at least annually ideally so we know we’re on track.
